# PortoPro

> PortoPro is a trilingual Hebrew, English, and Portuguese real estate services company based in Porto, Portugal, helping foreign investors buy, manage, renovate, and legally navigate property purchases in the Porto region.

## Languages

Every page exists in three languages, under its own URL prefix:

- English: https://portopro.net/en (links in the sections below)
- Hebrew (עברית): https://portopro.net/he (see "עברית" section at the end)
- Portuguese (Português): https://portopro.net/pt (see "Português" section at the end)

## About

PortoPro (Ola Labunets, NIF: 299225909) provides property management, investment guidance, renovations, legal accompaniment, mortgage brokerage, property valuation, pre-purchase inspection, and insurance advisory services for people investing in real estate in Porto, Portugal.

## Core services (English)

- [Property Management & Tenant Placement](https://portopro.net/en/service/property-management): finding tenants, lease contracts, ongoing maintenance.
- [Investor Accompaniment](https://portopro.net/en/service/investor-accompaniment): full A-Z guidance for buying property in Porto.
- [Renovations & Upgrades](https://portopro.net/en/service/renovations-upgrades): property upgrades for rental or resale.
- [Property Valuation](https://portopro.net/en/service/property-valuation): data-driven property valuation in Porto.
- [Mortgages & Financing](https://portopro.net/en/service/mortgages-financing): mortgage eligibility and brokerage for foreign investors.
- [Legal Accompaniment](https://portopro.net/en/service/legal-regulatory-support): due diligence, contract review, notary representation.
- [Pre-Purchase Inspection](https://portopro.net/en/service/pre-purchase-inspection): property inspection before buying.
- [Personal Consultation](https://portopro.net/en/service/personal-consultation): one-on-one real estate investment consultation.
- [Insurance & Investments](https://portopro.net/en/service/insurance-investments): insurance and financial investment advisory.
- [Leak & Moisture Detection](https://portopro.net/en/service/leak-moisture-detection): moisture and leak diagnosis and repair.
- [Interior Design](https://portopro.net/en/service/interior-design): furnishing and staging for rental or sale.

## Marketplace

- [Real Estate Marketplace](https://portopro.net/en/marketplace): property listings for sale and rent in Portugal, posted directly by owners.

## Tools

- [Calculators](https://portopro.net/en/calculators): all three calculators below, in one place.
- [Purchase Cost Calculator](https://portopro.net/en/calculator/costs)
- [Mortgage Calculator](https://portopro.net/en/calculator/mortgage)
- [Yield Calculator](https://portopro.net/en/calculator/yield)

## Contact

Email: PortoPro.pt@gmail.com
Address: Rua Do Lourenço 105, 4300-306 Porto, Portugal

## עברית (Hebrew)

- [דף הבית](https://portopro.net/he)
- [כל שירותי הנדל״ן שלנו בפורטו](https://portopro.net/he/services)
- [אנשי מקצוע מקומיים בפורטוגל](https://portopro.net/he/professionals)
- [לוח נדל״ן בפורטוגל - דירות למכירה ולהשכרה](https://portopro.net/he/marketplace)
- [מחשבוני נדל״ן בפורטוגל](https://portopro.net/he/calculators)
- [שאלות נפוצות על נדל״ן בפורטוגל](https://portopro.net/he/faq)
- [הבלוג של PortoPro](https://portopro.net/he/blog)
- [מי אנחנו](https://portopro.net/he/about)
- [צור קשר](https://portopro.net/he/contact)

### שירותים

- [שעת ייעוץ אישית בנושאי נדל"ן](https://portopro.net/he/service/personal-consultation): רוצים לוודא שאתם לא קונים חתול בשק? בואו לעשות סדר ולקבל החלטות מבוססות נתונים.
- [בדק בית](https://portopro.net/he/service/pre-purchase-inspection): קונים נכס? אל תשאירו מקום להפתעות. שירות בדק הבית שלנו מעניק לכם ביטחון מלא ושקיפות.
- [ליווי משקיעים](https://portopro.net/he/service/investor-accompaniment): הדרך הבטוחה שלכם להשקעה מנצחת בפורטו.
- [ניהול נכס ומציאת שוכרים בפורטו](https://portopro.net/he/service/property-management): איתור שוכרים, חוזה וטיפול שוטף מרחוק, בלי דמי ניהול חודשיים קבועים.
- [השבחת הנכס ושיפוצים](https://portopro.net/he/service/renovations-upgrades): שדרוג חכם וממוקד שיקפיץ את ערך הנכס והתשואה.
- [הערכת שווי נכס מקיפה](https://portopro.net/he/service/property-valuation): הערכת שווי מקצועית מבוססת נתונים אמיתיים מפורטו.
- [יועץ משכנתה בפורטוגל](https://portopro.net/he/service/mortgages-financing): תנו ליועץ משכנתאות מקומי ומקצועי לעשות את העבודה במקומכם. בדיקה מול כל הבנקים ללא עלות.
- [עו"ד בפורטוגל](https://portopro.net/he/service/legal-regulatory-support): צוות עורכי דין מקומי שמגן על האינטרסים שלכם ושומר על הכסף שלכם בכל חוזה ועסקה.
- [ביטוחים והשקעות](https://portopro.net/he/service/insurance-investments): ייעוץ מקצועי לביטוחי חיים, בריאות והשקעות ארוכות טווח.
- [איתור נזילות וטיפול ברטיבות](https://portopro.net/he/service/leak-moisture-detection): סוף לנזילות ולרטיבות, בבית ובחוץ.
- [עיצוב וריהוט דירה](https://portopro.net/he/service/interior-design): פתרונות לעיצוב והלבשת הבית.

## Português (Portuguese)

- [Página inicial](https://portopro.net/pt)
- [Todos os Nossos Serviços Imobiliários no Porto](https://portopro.net/pt/services)
- [Profissionais Locais em Portugal](https://portopro.net/pt/professionals)
- [Portal Imobiliário em Portugal - Apartamentos para Venda e Arrendamento](https://portopro.net/pt/marketplace)
- [Calculadoras Imobiliárias em Portugal](https://portopro.net/pt/calculators)
- [Perguntas Frequentes Sobre Imóveis em Portugal](https://portopro.net/pt/faq)
- [O Blog da PortoPro](https://portopro.net/pt/blog)
- [Quem Somos](https://portopro.net/pt/about)
- [Contacte-nos](https://portopro.net/pt/contact)

### Serviços

- [Sessão de Consultoria Pessoal em Imobiliário](https://portopro.net/pt/service/personal-consultation): Querem ter a certeza de que não estão a comprar gato por lebre? Vamos pôr tudo em ordem e tomar decisões baseadas em dados.
- [Inspeção Técnica ao Imóvel](https://portopro.net/pt/service/pre-purchase-inspection): Vai comprar um imóvel? Não deixe espaço para surpresas. O nosso serviço de inspeção técnica dá-lhe total confiança e transparência.
- [Acompanhamento de Investidores](https://portopro.net/pt/service/investor-accompaniment): O seu caminho seguro para um investimento vencedor no Porto.
- [Gestão de Imóveis e Angariação de Inquilinos no Porto](https://portopro.net/pt/service/property-management): Angariação de inquilinos, contrato e manutenção contínua, tudo à distância, sem taxa mensal fixa.
- [Valorização e Remodelação de Imóveis](https://portopro.net/pt/service/renovations-upgrades): Uma renovação inteligente e focada que dispara o valor do imóvel e a sua rentabilidade.
- [Avaliação Imobiliária Abrangente](https://portopro.net/pt/service/property-valuation): Uma avaliação profissional baseada em dados reais do Porto.
- [Consultor de Crédito Habitação em Portugal](https://portopro.net/pt/service/mortgages-financing): Deixe um consultor de crédito habitação local e profissional fazer o trabalho por si. Comparação com todos os bancos sem qualquer custo.
- [Advogado em Portugal](https://portopro.net/pt/service/legal-regulatory-support): Uma equipa de advogados local que protege os seus interesses e o seu dinheiro em cada contrato e transação.
- [Seguros e Investimentos](https://portopro.net/pt/service/insurance-investments): Consultoria profissional em seguros de vida, saúde e investimentos de longo prazo.
- [Deteção de Fugas e Tratamento de Humidade](https://portopro.net/pt/service/leak-moisture-detection): Ponto final em fugas e humidade - dentro e fora de casa.
- [Design de Interiores e Mobiliário](https://portopro.net/pt/service/interior-design): Soluções de design e decoração para a casa.

## Blog (English)

- [The wealthy's spreadsheet: The math behind the real estate deal that will change your perception.](https://portopro.net/en/blog/real-estate-deal-math): The real numbers of a flip deal in central Porto: A 70% mortgage in Portugal, 100% return on equity, and what COC means. This is how you calculate real estate returns in Portugal with leverage.
- [Property Purchase Tax in Portugal (IMT): Everything Foreign Investors Need to Know About the New Changes](https://portopro.net/en/blog/imt-tax-refund-portugal): Starting May 25, 2026, foreign non-residents pay a flat 7.5% IMT rate. How to claim back the difference, the rental and residency eligibility conditions, and the full progressive tax brackets.
- [Mortgages in Portugal](https://portopro.net/en/blog/mortgages-in-portugal): Who qualifies for a mortgage in Portugal, how much financing you can get by residency type, the full process from NIF to the deed, and everything to know about fixed, variable, and Euribor-linked rates.
- [Real Estate Leverage: Boosting Your Investment Returns](https://portopro.net/en/blog/real-estate-leverage-portugal): What real estate leverage is, how a mortgage in Portugal can boost your investment yield, and the risks worth knowing before you leverage up. With an interactive example.
- [10 Common Mistakes First-Time Real Estate Investors Make in Portugal](https://portopro.net/en/blog/10-mistakes-real-estate-investors-portugal): The 10 most common mistakes Israeli investors make when buying real estate in Portugal, from taxes to financing to the CPCV contract, and the fixes that save money and headaches.

## בלוג (עברית)

- [אקסל של מתעשרים: המתמטיקה מאחורי עסקת הנדל"ן שתשנה לכם את התפיסה.](https://portopro.net/he/blog/real-estate-deal-math): המספרים האמיתיים של עסקת פליפ במרכז פורטו: משכנתא בפורטוגל של 70%, תשואה של 100% על ההון העצמי, ומה זה COC. כך מחשבים תשואה על נדל״ן בפורטוגל עם מינוף.
- [מס רכישה בפורטוגל (IMT): כל מה שמשקיעים זרים צריכים לדעת על השינויים החדשים](https://portopro.net/he/blog/imt-tax-refund-portugal): החל מ-25 במאי 2026 חל IMT בשיעור קבוע של 7.5% על תושבי חוץ. איך מקבלים בחזרה את ההפרש, מהם תנאי הזכאות להשכרה או להעברת תושבות, וטבלאות מדרגות המס המלאות.
- [משכנתאות בפורטוגל](https://portopro.net/he/blog/mortgages-in-portugal): מי זכאי למשכנתה בפורטוגל, כמה מימון אפשר לקבל לפי סוג התושבות, שלבי התהליך מ-NIF ועד DEED, וכל מה שצריך לדעת על ריבית קבועה, משתנה ואוריבור.
- [מינוף בנדל"ן: הגדלת התשואה מהשקעות נדל"ן](https://portopro.net/he/blog/real-estate-leverage-portugal): מה זה מינוף בנדל"ן, איך משכנתה בפורטוגל מגדילה תשואה על השקעה, ומה הסיכונים שכדאי להכיר לפני שממנפים. עם דוגמה אינטראקטיבית.
- [10 טעויות נפוצות של משקיעים מתחילים בהשקעות נדל"ן בפורטוגל](https://portopro.net/he/blog/10-mistakes-real-estate-investors-portugal): 10 הטעויות הכי נפוצות של משקיעים ישראלים בנדל"ן בפורטוגל, ממיסוי ועד מימון וחוזה CPCV, והפתרונות שיחסכו לכם כסף וכאב ראש.

## Blog (Português)

- [O Excel dos ricos: A matemática por trás do negócio imobiliário que vai mudar a sua perspetiva.](https://portopro.net/pt/blog/real-estate-deal-math): Os números reais de um negócio 'flip' no centro do Porto: Hipoteca em Portugal de 70%, rentabilidade de 100% sobre o capital próprio, e o que é o COC. É assim que se calcula a rentabilidade de imóveis em Portugal com alavancagem.
- [Imposto de Compra de Imóveis em Portugal (IMT): Tudo o que os Investidores Estrangeiros Precisam de Saber Sobre as Novas Alterações](https://portopro.net/pt/blog/imt-tax-refund-portugal): A partir de 25 de maio de 2026, os não residentes fiscais pagam uma taxa fixa de IMT de 7,5%. Como pedir o reembolso da diferença, as condições de elegibilidade e as tabelas completas de escalões de IMT.
- [Hipotecas em Portugal](https://portopro.net/pt/blog/mortgages-in-portugal): Quem tem direito a uma hipoteca em Portugal, quanto financiamento é possível obter consoante o tipo de residência, as etapas do processo desde o NIF até à escritura, e tudo o que precisa de saber sobre taxa fixa, variável e Euribor.
- [Alavancagem Imobiliária: Aumentar o Retorno dos Seus Investimentos](https://portopro.net/pt/blog/real-estate-leverage-portugal): O que é a alavancagem imobiliária, como uma hipoteca em Portugal pode aumentar o retorno do seu investimento, e os riscos que deve conhecer antes de alavancar. Com um exemplo interativo.
- [10 Erros Comuns de Investidores Iniciantes em Imóveis em Portugal](https://portopro.net/pt/blog/10-mistakes-real-estate-investors-portugal): Os 10 erros mais comuns cometidos por investidores israelitas em imóveis em Portugal, desde a fiscalidade até ao financiamento e ao contrato CPCV, e as soluções que lhe poupam dinheiro e dores de cabeça.